MCC 5814 — Fast Food Restaurants
Complete guide to MCC 5814 (Fast Food Restaurants). Find out which credit cards earn the best rewards in this category.
MCC 5814 at a Glance
Best Credit Cards for MCC 5814
Earns 3x on travel and dining. $550 annual fee.
Earns 2x on everything, 5x on travel via Capital One Travel portal. $395 annual fee.
Cap: $1,500 per quarter in bonus categories
Rotating quarterly categories (must activate). No annual fee.
Earns 2% on everything (1% purchase + 1% payment). No annual fee.
Earns 4x on dining and restaurant purchases. No annual fee. $25 annual dining credit.
What is MCC 5814?
MCC 5814 stands for “Fast Food Restaurants.” Merchant Category Codes (MCC) are 4-digit numbers used by credit card networks to classify businesses by the type of goods or services they provide. When you make a purchase, the merchant's MCC code determines which credit card rewards you earn.
Understanding MCC codes helps you choose the right credit card for each purchase. By matching your spending categories with cards that offer bonus rewards for those MCC codes, you can maximize your credit card rewards significantly.
How to Use This Information
- Check which of your cards earn bonus rewards at merchants with MCC 5814
- Use our MCC checker to look up specific merchants
- Compare card rewards rates to pick the best card for this spending category
Merchants with MCC 5814
These merchants are classified under MCC 5814 (Fast Food Restaurants):
🔍 Look Up Any Merchant's MCC Code
Search our database of merchants to find their MCC codes and see which cards earn the best rewards.