Citibank
Citi Double Cash Review
The Citi Double Cash Card earns 2% cash back on all purchases — 1% when you buy and 1% when you pay. No annual fee, no categories, no caps. The ultimate "set it and forget it" card.
Annual Fee: $0Cash Back
Key Stats
Annual Fee
$0
Reward Type
Cash Back
Base Rate
2% cash back (1% purchase + 1% payment)
Rewards Breakdown
This card earns a flat rate on all purchases — no bonus categories to track.
All other purchases2% cash back (1% purchase + 1% payment)
Key Benefits
- No annual fee
- 2% on everything — no categories to track
- Simple, consistent earnings
- Balance transfer offer (intro APR)
- No category restrictions or caps
Who Is This Card Best For?
Anyone who wants the simplest possible rewards card — flat 2% on everything with no thinking required
🔍 Check Which Merchants Earn Bonus Rewards
Use CheckMCC to look up any merchant's MCC code and see if your Citi Double Cash earns bonus rewards there.