Best Credit Cards for Everyday Spend (Groceries, Gas & Drugstores)
The cards that earn the most on the spending you can't cut — groceries, gas, pharmacies, and wholesale clubs.
10
5% cashback
Quick Answer
The best credit card for everyday spend (groceries, gas & drugstores) is Chase Chase Freedom Flex
Why: 5% cashback with no cap. Chase Travel portal
Rate requires specific conditions: purchase channel not provided
Top Cards for Everyday Spend (Groceries, Gas & Drugstores)
Chase Chase Freedom Flex
Chase Travel portal
Note: purchase channel not provided
Rank
Chase Chase Sapphire Preferred
Chase Travel portal
Note: purchase channel not provided
Rank
Capital One Capital One Venture X
Capital One Entertainment
Note: purchase channel not provided
Rank
American Express Amex Gold
U.S. supermarkets
Rank
American Express Blue Cash Everyday
U.S. supermarkets
Note: merchant not identified (exclusion check)
Rank
Choose Based on Your Spending
Light Spender
Under $500/month
Best:
Chase Chase Freedom Flex
No need to worry about caps with light spending
Moderate Spender
$500-2,000/month
Best:
Chase Chase Sapphire Preferred
Balance between rate and cap utilization
Heavy Spender
Over $2,000/month
Best:
Capital One Capital One Venture X
Maximize rewards with card pairing strategy
Understanding Everyday Spend (Groceries, Gas & Drugstores) MCC Codes
Everyday Spend (Groceries, Gas & Drugstores) includes the following Merchant Category Codes (MCC):
+3 more MCC codes in this category
Tools for everyday spending
Calculate the real value of your rewards on the spending you can't cut.
Expert Tips for Everyday Spend (Groceries, Gas & Drugstores)
Maximize Monthly Caps
Most cards have monthly caps. Plan your spending to hit the cap without going over.
Consider Card Pairing
Use 2-3 cards to cover different categories and maximize overall rewards.
Check Online vs On Site
Some cards only work for online or offline transactions. Verify before spending.