Uber ↗ Credit Card Rewards
Maximize your rewards with the best credit cards for Uber
MCC Code
4121
Taxicabs and Limousines
Eligible Cards
3
Cards earn rewards
Top Rate
3x points
No cap
Quick Answer
The best credit card for Uber is Chase Sapphire Reserve, earning 3x points
With no cap, this card is ideal for online spending at Uber. Alternative options include Capital One Venture X.
Best Credit Cards for Uber
Chase Sapphire Reserve
Included in whitelist
3x points
No cap
Special Conditions
Earns 3x on travel and dining. $550 annual fee.
Capital One Venture X
No restrictions
2x miles
No cap
Special Conditions
Earns 2x on everything, 5x on travel via Capital One Travel portal. $395 annual fee.
Citi Double Cash
No restrictions
2% cash back
No cap
Special Conditions
Earns 2% on everything (1% purchase + 1% payment). No annual fee.
Reward Calculator
Estimated Monthly Rewards
Frequently Asked Questions
What is the MCC code for Uber?
Uber uses MCC code 4121, which stands for “Taxicabs and Limousines”. This code determines which credit cards earn rewards at this merchant. Banks use MCC codes to categorize transactions and apply bonus rewards accordingly.
What credit cards work at Uber?
The best credit cards for Uber include:
- Chase Sapphire Reserve- 3x points (no cap)
- Capital One Venture X- 2x miles (no cap)
- Citi Double Cash- 2% cash back (no cap)
Is Uber classified as online or offline spending?
Uber is classified as online spending. This affects card eligibility - some cards only earn rewards on online transactions. For example, some cards only bonus online purchases, while others only bonus in-person purchases or portal bookings. Always check the merchant's MCC and any issuer caveats before assuming the bonus will post.
How can I maximize rewards at Uber?
To maximize rewards at Uber:
- Use Chase Sapphire Reserve for 3x points on all transactions
- Be mindful of the monthly cap: no cap
- Consider pairing with Capital One Venture X for additional categories
- Track your spending to stay within bonus category limits