Uber Eats ↗ Credit Card Rewards
Maximize your rewards with the best credit cards for Uber Eats
MCC Code
5812
Eating Places, Restaurants
Eligible Cards
5
Cards earn rewards
Top Rate
3x points
No cap
Quick Answer
The best credit card for Uber Eats is Chase Sapphire Reserve, earning 3x points
With no cap, this card is ideal for online spending at Uber Eats. Alternative options include Capital One Venture X.
Best Credit Cards for Uber Eats
US Bank Altitude Go
Included in whitelist
4x points
No cap
Special Conditions
Earns 4x on dining and restaurant purchases. No annual fee. $25 annual dining credit.
Chase Sapphire Reserve
Included in whitelist
3x points
No cap
Special Conditions
Earns 3x on travel and dining. $550 annual fee.
Capital One Venture X
No restrictions
2x miles
No cap
Special Conditions
Earns 2x on everything, 5x on travel via Capital One Travel portal. $395 annual fee.
Chase Freedom Flex
Included in whitelist
5% cash back
$1,500 per quarter in bonus categories
Special Conditions
Rotating quarterly categories (must activate). No annual fee.
Citi Double Cash
No restrictions
2% cash back
No cap
Special Conditions
Earns 2% on everything (1% purchase + 1% payment). No annual fee.
Reward Calculator
Estimated Monthly Rewards
Frequently Asked Questions
What is the MCC code for Uber Eats?
Uber Eats uses MCC code 5812, which stands for “Eating Places, Restaurants”. This code determines which credit cards earn rewards at this merchant. Banks use MCC codes to categorize transactions and apply bonus rewards accordingly.
What credit cards work at Uber Eats?
The best credit cards for Uber Eats include:
- Chase Sapphire Reserve- 3x points (no cap)
- Capital One Venture X- 2x miles (no cap)
- Chase Freedom Flex- 5% cash back ($1,500 per quarter in bonus categories)
Is Uber Eats classified as online or offline spending?
Uber Eats is classified as online spending. This affects card eligibility - some cards only earn rewards on online transactions. For example, some cards only bonus online purchases, while others only bonus in-person purchases or portal bookings. Always check the merchant's MCC and any issuer caveats before assuming the bonus will post.
How can I maximize rewards at Uber Eats?
To maximize rewards at Uber Eats:
- Use Chase Sapphire Reserve for 3x points on all transactions
- Be mindful of the monthly cap: no cap
- Consider pairing with Capital One Venture X for additional categories
- Track your spending to stay within bonus category limits