Best Credit Cards for Beauty & Wellness
Beauty salons, spas, cosmetics, and personal care
3
2x Miles (2 MPD)
1500
Quick Answer
The best credit card for beauty & wellness is Capital One Venture X
Why: 2x Miles (2 MPD) with no cap. No restrictions
Earns 2x on everything, 5x on travel via Capital One Travel portal. $395 annual fee.
Top Cards for Beauty & Wellness
Capital One Venture X
No restrictions
Note: Earns 2x on everything, 5x on travel via Capital One Travel portal. $395 annual fee.
Rank
Citi Double Cash
No restrictions
Note: Earns 2% on everything (1% purchase + 1% payment). No annual fee.
Rank
Blue Cash Everyday
Included in whitelist
Note: Earns 3% at US supermarkets, US gas stations, and US online retail (select merchants). $0 annual fee first year, then $95.
Rank
Choose Based on Your Spending
Light Spender
Under $500/month
Best:
Capital One Venture X
No need to worry about caps with light spending
Moderate Spender
$500-2,000/month
Best:
Citi Double Cash
Balance between rate and cap utilization
Heavy Spender
Over $2,000/month
Best:
Blue Cash Everyday
Maximize rewards with card pairing strategy
Understanding Beauty & Wellness MCC Codes
Beauty & Wellness includes the following Merchant Category Codes (MCC):
Expert Tips for Beauty & Wellness
Maximize Monthly Caps
Most cards have monthly caps. Plan your spending to hit the cap without going over.
Consider Card Pairing
Use 2-3 cards to cover different categories and maximize overall rewards.
Check Online vs On Site
Some cards only work for online or offline transactions. Verify before spending.