Airbnb ↗ Credit Card Rewards
Maximize your rewards with the best credit cards for Airbnb
MCC Code
4722
Travel Agencies and Tour Operators
Eligible Cards
10
Cards earn rewards
Top Rate
N/A
No cap
Quick Answer
The best credit card for Airbnb is Citi Citi Double Cash, earning
With no cap, this card is ideal for online spending at Airbnb. Alternative options include Capital One Capital One Venture X.
Best Credit Cards for Airbnb
Citi Citi Double Cash
All purchases (1% when buying + 1% when paying)
Capital One Capital One Venture X
All other purchases
American Express Blue Cash Everyday
Other purchases
Capital One Capital One Savor
Other purchases
Chase Chase Freedom Flex
Other purchases
U.S. Bank U.S. Bank Altitude Go
Other purchases
Chase Chase Sapphire Preferred
Other purchases
American Express Amex Gold
Other purchases
Chase Chase Sapphire Reserve
Other purchases
American Express Amex Platinum
Other purchases
Reward Calculator
Estimated Monthly Rewards
Frequently Asked Questions
What is the MCC code for Airbnb?
Airbnb uses MCC code 4722, which stands for “Travel Agencies and Tour Operators”. This code determines which credit cards earn rewards at this merchant. Banks use MCC codes to categorize transactions and apply bonus rewards accordingly.
What credit cards work at Airbnb?
The best credit cards for Airbnb include:
- Citi Citi Double Cash- ()
- Capital One Capital One Venture X- ()
- American Express Blue Cash Everyday- ()
Is Airbnb classified as online or offline spending?
Airbnb is classified as online spending. This affects card eligibility - some cards only earn rewards on online transactions. For example, some cards only bonus online purchases, while others only bonus in-person purchases or portal bookings. Always check the merchant's MCC and any issuer caveats before assuming the bonus will post.
How can I maximize rewards at Airbnb?
To maximize rewards at Airbnb:
- Use Citi Citi Double Cash for on all transactions
- Be mindful of the monthly cap:
- Consider pairing with Capital One Capital One Venture X for additional categories
- Track your spending to stay within bonus category limits