Hotwire ↗ Credit Card Rewards
Maximize your rewards with the best credit cards for Hotwire
MCC Code
4722
Travel Agencies and Tour Operators
Eligible Cards
2
Cards earn rewards
Top Rate
2x miles
No cap
Quick Answer
The best credit card for Hotwire is Capital One Venture X, earning 2x miles
With no cap, this card is ideal for online spending at Hotwire. Alternative options include Citi Double Cash.
Best Credit Cards for Hotwire
Capital One Venture X
No restrictions
2x miles
No cap
Special Conditions
Earns 2x on everything, 5x on travel via Capital One Travel portal. $395 annual fee.
Citi Double Cash
No restrictions
2% cash back
No cap
Special Conditions
Earns 2% on everything (1% purchase + 1% payment). No annual fee.
Reward Calculator
Estimated Monthly Rewards
Frequently Asked Questions
What is the MCC code for Hotwire?
Hotwire uses MCC code 4722, which stands for “Travel Agencies and Tour Operators”. This code determines which credit cards earn rewards at this merchant. Banks use MCC codes to categorize transactions and apply bonus rewards accordingly.
What credit cards work at Hotwire?
The best credit cards for Hotwire include:
- Capital One Venture X- 2x miles (no cap)
- Citi Double Cash- 2% cash back (no cap)
Is Hotwire classified as online or offline spending?
Hotwire is classified as online spending. This affects card eligibility - some cards only earn rewards on online transactions. For example, some cards only bonus online purchases, while others only bonus in-person purchases or portal bookings. Always check the merchant's MCC and any issuer caveats before assuming the bonus will post.
How can I maximize rewards at Hotwire?
To maximize rewards at Hotwire:
- Use Capital One Venture X for 2x miles on all transactions
- Be mindful of the monthly cap: no cap
- Consider pairing with Citi Double Cash for additional categories
- Track your spending to stay within bonus category limits