Chipotle Online ↗ MCC Code & Credit Card Rewards
Maximize your rewards with the best credit cards for Chipotle Online
MCC Code
5814
Fast Food Restaurants
Eligible Cards
10
Cards earn rewards
Top Rate
4x points
Up to $2000/quarter
Quick Answer
The best credit card for Chipotle Online is U.S. Bank U.S. Bank Altitude Go, earning 4x points
With up to $2000/quarter, this card is ideal for online spending at Chipotle Online. Alternative options include American Express Amex Gold.
Best Credit Cards for Chipotle Online
U.S. Bank U.S. Bank Altitude Go
Dining, takeout, and restaurant delivery
4x points
Up to $2000/quarter
American Express Amex Gold
Restaurants worldwide
4x points
Up to $50000/year
Capital One Capital One Savor
Dining
3% cashback
Chase Chase Freedom Flex
Dining
3% cashback
Chase Chase Sapphire Preferred
Dining
3x points
Chase Chase Sapphire Reserve
Dining
3x points
Citi Citi Double Cash
All purchases (1% when buying + 1% when paying)
Capital One Capital One Venture X
All other purchases
American Express Blue Cash Everyday
Other purchases
American Express Amex Platinum
Other purchases
Reward Calculator
Estimated Monthly Rewards
Frequently Asked Questions
What is the MCC code for Chipotle Online?
Chipotle Online uses MCC code 5814, which stands for “Fast Food Restaurants”. This code determines which credit cards earn rewards at this merchant. Banks use MCC codes to categorize transactions and apply bonus rewards accordingly.
What credit cards work at Chipotle Online?
The best credit cards for Chipotle Online include:
- U.S. Bank U.S. Bank Altitude Go- 4x points (up to $2000/quarter)
- American Express Amex Gold- 4x points (up to $50000/year)
- Capital One Capital One Savor- 3% cashback ()
Is Chipotle Online classified as online or offline spending?
Chipotle Online is classified as online spending. This affects card eligibility - some cards only earn rewards on online transactions. For example, some cards only bonus online purchases, while others only bonus in-person purchases or portal bookings. Always check the merchant's MCC and any issuer caveats before assuming the bonus will post.
How can I maximize rewards at Chipotle Online?
To maximize rewards at Chipotle Online:
- Use U.S. Bank U.S. Bank Altitude Go for 4x points on all transactions
- Be mindful of the monthly cap: up to $2000/quarter
- Consider pairing with American Express Amex Gold for additional categories
- Track your spending to stay within bonus category limits