Chase
Chase Freedom Flex Review
The Chase Freedom Flex offers 5% cash back on rotating quarterly categories, 3% on dining and drugstores, and 5% on travel booked through Chase. No annual fee makes it a great everyday card.
Annual Fee: $0Cash Back
Key Stats
Annual Fee
$0
Reward Type
Cash Back
Base Rate
1% cash back (1x)
Rewards Breakdown
Rotating quarterly categories
MCC codes: 5411, 5311, 5732, 5541, 5812...
5% cash back (5x)
Travel (via Chase)
MCC codes: 3000, 3501, 7011
5% cash back (5x)
Dining
MCC codes: 5812, 5813, 5814
3% cash back (3x)
Drugstores
MCC codes: 5912
3% cash back (3x)
All other purchases1% cash back (1x)
Key Benefits
- No annual fee
- 5% on rotating quarterly categories (must activate, up to $1,500/quarter)
- 3% on dining and drugstores
- 5% on Chase travel bookings
- Cell phone protection (up to $800/claim)
Who Is This Card Best For?
Budget-conscious users who want no annual fee and are willing to activate quarterly bonus categories
🔍 Check Which Merchants Earn Bonus Rewards
Use CheckMCC to look up any merchant's MCC code and see if your Chase Freedom Flex earns bonus rewards there.