Capital One

Capital One Venture X Review

The Capital One Venture X earns 2x miles on every purchase and 5x on travel booked through Capital One Travel. It includes a $300 annual travel credit, Priority Pass lounge access, and miles transfer to 15+ airline partners.

Annual Fee: $395Miles

Key Stats

Annual Fee
$395
Reward Type
Miles
Base Rate
2x miles per $1

Rewards Breakdown

All purchases
MCC codes: All categories
2x miles
Travel (via Capital One Travel)
MCC codes: 3000, 3501, 3502, 7011, 3351
5x miles
Hotels & rental cars (via Capital One Travel)
MCC codes: 3501, 7011, 7512
10x miles
All other purchases2x miles per $1

Key Benefits

  • $300 annual travel credit
  • Priority Pass lounge access (unlimited)
  • 10x on hotels and rental cars via Capital One Travel
  • Miles transfer to 15+ airline partners
  • No foreign transaction fees
  • Capital One and Plaza Premium lounge access

Who Is This Card Best For?

Simplicity seekers who want consistent 2x earnings on everything with no category tracking

🔍 Check Which Merchants Earn Bonus Rewards

Use CheckMCC to look up any merchant's MCC code and see if your Capital One Venture X earns bonus rewards there.