Card Comparison
Capital One Savor vs Amex Gold
Detailed comparison of rewards, fees, and benefits. Find out which card is better for your spending.
Rewards Comparison
| Category | Capital One Savor | Amex Gold | Winner |
|---|---|---|---|
| Dining | 4% cash back | 1x point per $1 | Savor |
| Entertainment | 4% cash back | 1x point per $1 | Savor |
| Grocery stores | 3% cash back | 1x point per $1 | Savor |
| Restaurants | 1% cash back | 4x points | Gold |
| Groceries (US supermarkets) | 1% cash back | 4x points (up to $25K/yr) | Gold |
| All other purchases | 1% cash back | 1x point per $1 | — |
Capital One Savor Benefits
- 4% cash back on dining and entertainment
- 3% cash back on groceries
- Simple cash back — no points to manage
- No foreign transaction fees
- Streaming services included in entertainment category
Amex Gold Benefits
- 4x on dining worldwide
- 4x on groceries (up to $25K/year)
- Up to $120 dining credit annually ($10/mo)
- Up to $120 Uber cash annually ($10/mo)
- Points transfer to airline/hotel partners
- No foreign transaction fees
The Verdict
Choose Capital One Savor if:
Diners and entertainment lovers who prefer straightforward cash back over points
Choose Amex Gold if:
Foodies and grocery shoppers who want the highest earn rate on food purchases
🔍 Find the Best Card for Any Merchant
Use CheckMCC to look up any merchant's MCC code and see which of these cards earns the most rewards.