Capital One
Capital One Savor Review
The Capital One Savor earns 4% cash back on dining and entertainment, plus 3% on groceries. A great option for those who want high rewards rates without managing transfer points.
Annual Fee: $95Cash Back
Key Stats
Annual Fee
$95
Reward Type
Cash Back
Base Rate
1% cash back
Rewards Breakdown
Dining
MCC codes: 5812, 5813, 5814
4% cash back
Entertainment
MCC codes: 7832, 7911, 7922, 7941, 7991...
4% cash back
Grocery stores
MCC codes: 5411, 5422, 5441, 5451, 5462...
3% cash back
All other purchases1% cash back
Key Benefits
- 4% cash back on dining and entertainment
- 3% cash back on groceries
- Simple cash back — no points to manage
- No foreign transaction fees
- Streaming services included in entertainment category
Who Is This Card Best For?
Diners and entertainment lovers who prefer straightforward cash back over points
🔍 Check Which Merchants Earn Bonus Rewards
Use CheckMCC to look up any merchant's MCC code and see if your Capital One Savor earns bonus rewards there.