American Express
Amex Gold Review
The American Express Gold Card earns 4x points on restaurants and groceries (up to $25K/year), making it the best card for food spending. Includes up to $240 in annual dining and Uber credits.
Annual Fee: $325Points
Key Stats
Annual Fee
$325
Reward Type
Points
Base Rate
1x point per $1
Rewards Breakdown
Restaurants
MCC codes: 5812, 5813, 5814, 5811
4x points
Groceries (US supermarkets)
MCC codes: 5411, 5422, 5441, 5451, 5462...
4x points (up to $25K/yr)
All other purchases1x point per $1
Key Benefits
- 4x on dining worldwide
- 4x on groceries (up to $25K/year)
- Up to $120 dining credit annually ($10/mo)
- Up to $120 Uber cash annually ($10/mo)
- Points transfer to airline/hotel partners
- No foreign transaction fees
Who Is This Card Best For?
Foodies and grocery shoppers who want the highest earn rate on food purchases
🔍 Check Which Merchants Earn Bonus Rewards
Use CheckMCC to look up any merchant's MCC code and see if your Amex Gold earns bonus rewards there.