Card Comparison
Amex Gold vs Chase Sapphire Reserve
Detailed comparison of rewards, fees, and benefits. Find out which card is better for your spending.
Rewards Comparison
| Category | Amex Gold | Chase Sapphire Reserve | Winner |
|---|---|---|---|
| Restaurants | 4x points | 1x point per $1 | Gold |
| Groceries (US supermarkets) | 4x points (up to $25K/yr) | 1x point per $1 | Gold |
| Travel | 1x point per $1 | 3x points | Reserve |
| Dining | 1x point per $1 | 3x points | Reserve |
| All other purchases | 1x point per $1 | 1x point per $1 | — |
Amex Gold Benefits
- 4x on dining worldwide
- 4x on groceries (up to $25K/year)
- Up to $120 dining credit annually ($10/mo)
- Up to $120 Uber cash annually ($10/mo)
- Points transfer to airline/hotel partners
- No foreign transaction fees
Chase Sapphire Reserve Benefits
- $300 annual travel credit
- Priority Pass Select lounge access
- Trip delay/cancellation insurance
- Points transfer to 14 airline/hotel partners at 1:1
- No foreign transaction fees
- Global Entry/TSA PreCheck credit
The Verdict
Choose Amex Gold if:
Foodies and grocery shoppers who want the highest earn rate on food purchases
Choose Chase Sapphire Reserve if:
Travel and dining maximizers who want premium perks and flexible point transfers
🔍 Find the Best Card for Any Merchant
Use CheckMCC to look up any merchant's MCC code and see which of these cards earns the most rewards.