Card Comparison
Amex Platinum vs Capital One Venture X
Detailed comparison of rewards, fees, and benefits. Find out which card is better for your spending.
Rewards Comparison
| Category | Amex Platinum | Capital One Venture X | Winner |
|---|---|---|---|
| Flights (direct booking) | 5x points | 2x miles per $1 | Platinum |
| Hotels (via Amex Travel) | 5x points | 2x miles per $1 | Platinum |
| All purchases | 1x point per $1 | 2x miles | X |
| Travel (via Capital One Travel) | 1x point per $1 | 5x miles | X |
| Hotels & rental cars (via Capital One Travel) | 1x point per $1 | 10x miles | X |
| All other purchases | 1x point per $1 | 2x miles per $1 | — |
Amex Platinum Benefits
- Centurion Lounge access
- Priority Pass Select
- $200 airline fee credit
- $200 Uber cash ($15/mo + $20 Dec bonus)
- $100 Saks Fifth Avenue credit
- Hotel elite status (Gold with Hilton, Marriott Bonvoy Gold)
- No foreign transaction fees
Capital One Venture X Benefits
- $300 annual travel credit
- Priority Pass lounge access (unlimited)
- 10x on hotels and rental cars via Capital One Travel
- Miles transfer to 15+ airline partners
- No foreign transaction fees
- Capital One and Plaza Premium lounge access
The Verdict
Choose Amex Platinum if:
Frequent flyers who value premium airport lounge access and luxury travel perks
Choose Capital One Venture X if:
Simplicity seekers who want consistent 2x earnings on everything with no category tracking
🔍 Find the Best Card for Any Merchant
Use CheckMCC to look up any merchant's MCC code and see which of these cards earns the most rewards.