American Express

Amex Platinum Review

The American Express Platinum Card is the ultimate premium travel card, offering 5x points on flights booked directly with airlines, Centurion Lounge access, and over $800 in annual statement credits.

Annual Fee: $695Points

Key Stats

Annual Fee
$695
Reward Type
Points
Base Rate
1x point per $1

Rewards Breakdown

Flights (direct booking)
MCC codes: 3000, 3001, 3002, 3003, 3004...
5x points
Hotels (via Amex Travel)
MCC codes: 3501, 3502, 3503, 7011
5x points
All other purchases1x point per $1

Key Benefits

  • Centurion Lounge access
  • Priority Pass Select
  • $200 airline fee credit
  • $200 Uber cash ($15/mo + $20 Dec bonus)
  • $100 Saks Fifth Avenue credit
  • Hotel elite status (Gold with Hilton, Marriott Bonvoy Gold)
  • No foreign transaction fees

Who Is This Card Best For?

Frequent flyers who value premium airport lounge access and luxury travel perks

🔍 Check Which Merchants Earn Bonus Rewards

Use CheckMCC to look up any merchant's MCC code and see if your Amex Platinum earns bonus rewards there.