Rapid Rewards Transfer Calculator
Southwest’s loyalty currency. Points are tied to the cash fare (roughly 1 cent each) so value is very stable. Two free checked bags and no change fees make Southwest awards particularly flexible. Points don’t expire as long as there is earning activity every 24 months.
Chase UR doesn't transfer to Rapid Rewards.
Pick a different partner above, or switch your bank rewards program.
Data current as of Jul 12, 2026. Transfer rates change \u2014 verify current terms on your bank's website before transferring.
Banks that transfer to Rapid Rewards
Sorted by transfer efficiency (fewest points per mile first).
| Bank | Ratio | Pts/Mile | Min | Processing |
|---|---|---|---|---|
| Amex MR | 1:1 | 1.0 | 1,000 | Instant |
| Capital One Miles | 1:1 | 1.0 | 1,000 | Instant |
About Rapid Rewards
Southwest’s loyalty currency. Points are tied to the cash fare (roughly 1 cent each) so value is very stable. Two free checked bags and no change fees make Southwest awards particularly flexible. Points don’t expire as long as there is earning activity every 24 months.
Estimated value: $0.014\u2013 $0.017 per point, based on The Points Guy and Frequent Miler valuations. The low end reflects typical economy/standard redemptions; the high end reflects premium-cabin or high-value redemptions.
Frequently asked questions
Which bank transfers to Rapid Rewards at the best ratio?
Amex MR offers the most efficient transfer to Rapid Rewards. Most US bank programs transfer 1:1 (1 point = 1 mile), so the "best" choice usually comes down to which bank points you already have and whether you have an eligible card.
How long does a transfer take?
The typical processing time is instant for the most common transfer path.
How much is a Rapid Rewards point worth?
Based on The Points Guy and Frequent Miler valuations, one Rapid Rewards point is worth approximately $0.014–$0.017 when redeemed for travel. Cash redemption rates are typically much lower.