SkyMiles Transfer Calculator
Delta’s loyalty currency. Miles never expire. Known for dynamic award pricing with no award charts, which makes valuing miles tricky — the low end reflects typical economy redemptions, the high end reflects premium-cabin deals.
Chase UR doesn't transfer to SkyMiles.
Pick a different partner above, or switch your bank rewards program.
Data current as of Jul 12, 2026. Transfer rates change \u2014 verify current terms on your bank's website before transferring.
Banks that transfer to SkyMiles
Sorted by transfer efficiency (fewest points per mile first).
| Bank | Ratio | Pts/Mile | Min | Processing |
|---|---|---|---|---|
| Amex MR | 1:1 | 1.0 | 1,000 | Instant |
| Bilt | 1:1 | 1.0 | 1,000 | Instant |
About SkyMiles
Delta’s loyalty currency. Miles never expire. Known for dynamic award pricing with no award charts, which makes valuing miles tricky — the low end reflects typical economy redemptions, the high end reflects premium-cabin deals.
Estimated value: $0.009\u2013 $0.013 per mile, based on The Points Guy and Frequent Miler valuations. The low end reflects typical economy/standard redemptions; the high end reflects premium-cabin or high-value redemptions.
Frequently asked questions
Which bank transfers to SkyMiles at the best ratio?
Amex MR offers the most efficient transfer to SkyMiles. Most US bank programs transfer 1:1 (1 point = 1 mile), so the "best" choice usually comes down to which bank points you already have and whether you have an eligible card.
How long does a transfer take?
The typical processing time is instant for the most common transfer path.
How much is a SkyMiles mile worth?
Based on The Points Guy and Frequent Miler valuations, one SkyMiles mile is worth approximately $0.009–$0.013 when redeemed for travel. Cash redemption rates are typically much lower.