AAdvantage Transfer Calculator
The loyalty program of American Airlines and the largest US airline program by membership. Miles never expire (policy changed in 2022). Dynamic award pricing with web specials that can offer good value on domestic flights.
10,000
AAdvantage miles
$100\u2013$140
Est. value (USD)
1:1
Transfer ratio
How we calculated this
10,000 points × 1 (1:1) = 10,000 miles
- Transfer ratio
- 1 point = 1 mile (1:1)
- Minimum transfer
- 1,000 points
- Block size
- 1,000 points
- Rounding
- No rounding applied (exact)
- Processing time
- Instant
- Transfer fee
- No transfer fee. Requires an eligible Chase card.
How many points for a target number of miles?
Enter the miles you need for an award \u2014 we'll calculate the points required.
50,000
Chase UR points needed
50
transfer blocks
To get 50,000 AAdvantage miles, transfer 50,000 Chase UR points in 50 blocks of 1,000.
All banks that transfer to this partner
Sorted by best ratio (fewest points per mile).
| Bank | Ratio | Min | Processing time |
|---|---|---|---|
| Chase UR | 1:1 | 1,000 | Instant |
| Amex MR | 1:1 | 1,000 | Instant |
| Citi ThankYou | 1:1 | 1,000 | Instant |
| Capital One Miles | 1:1 | 1,000 | Instant |
| Bilt | 1:1 | 1,000 | Instant |
Data current as of Jul 12, 2026. Transfer rates change \u2014 verify current terms on your bank's website before transferring.
Banks that transfer to AAdvantage
Sorted by transfer efficiency (fewest points per mile first).
| Bank | Ratio | Pts/Mile | Min | Processing |
|---|---|---|---|---|
| Chase UR | 1:1 | 1.0 | 1,000 | Instant |
| Amex MR | 1:1 | 1.0 | 1,000 | Instant |
| Citi ThankYou | 1:1 | 1.0 | 1,000 | Instant |
| Capital One Miles | 1:1 | 1.0 | 1,000 | Instant |
| Bilt | 1:1 | 1.0 | 1,000 | Instant |
About AAdvantage
The loyalty program of American Airlines and the largest US airline program by membership. Miles never expire (policy changed in 2022). Dynamic award pricing with web specials that can offer good value on domestic flights.
Estimated value: $0.010\u2013 $0.014 per mile, based on The Points Guy and Frequent Miler valuations. The low end reflects typical economy/standard redemptions; the high end reflects premium-cabin or high-value redemptions.
Frequently asked questions
Which bank transfers to AAdvantage at the best ratio?
Chase UR offers the most efficient transfer to AAdvantage. Most US bank programs transfer 1:1 (1 point = 1 mile), so the "best" choice usually comes down to which bank points you already have and whether you have an eligible card.
How long does a transfer take?
The typical processing time is instant for the most common transfer path.
How much is a AAdvantage mile worth?
Based on The Points Guy and Frequent Miler valuations, one AAdvantage mile is worth approximately $0.010–$0.014 when redeemed for travel. Cash redemption rates are typically much lower.