Onefinestay ↗ MCC Code & Credit Card Rewards
Maximize your rewards with the best credit cards for Onefinestay
MCC Code
7011
Lodging - Hotels, Motels, and Resorts
Eligible Cards
10
Cards earn rewards
Top Rate
4x points
No cap
Quick Answer
The best credit card for Onefinestay is Chase Chase Sapphire Reserve, earning 4x points
With no cap, this card is ideal for online spending at Onefinestay. Alternative options include Citi Citi Double Cash.
Best Credit Cards for Onefinestay
Chase Chase Sapphire Reserve
Flights and hotels booked direct
4x points
Citi Citi Double Cash
All purchases (1% when buying + 1% when paying)
Chase Chase Sapphire Preferred
Other travel
Capital One Capital One Venture X
All other purchases
American Express Blue Cash Everyday
Other purchases
Capital One Capital One Savor
Other purchases
Chase Chase Freedom Flex
Other purchases
U.S. Bank U.S. Bank Altitude Go
Other purchases
American Express Amex Gold
Other purchases
American Express Amex Platinum
Other purchases
Reward Calculator
Estimated Monthly Rewards
Frequently Asked Questions
What is the MCC code for Onefinestay?
Onefinestay uses MCC code 7011, which stands for “Lodging - Hotels, Motels, and Resorts”. This code determines which credit cards earn rewards at this merchant. Banks use MCC codes to categorize transactions and apply bonus rewards accordingly.
What credit cards work at Onefinestay?
The best credit cards for Onefinestay include:
- Chase Chase Sapphire Reserve- 4x points ()
- Citi Citi Double Cash- ()
- Chase Chase Sapphire Preferred- ()
Is Onefinestay classified as online or offline spending?
Onefinestay is classified as online spending. This affects card eligibility - some cards only earn rewards on online transactions. For example, some cards only bonus online purchases, while others only bonus in-person purchases or portal bookings. Always check the merchant's MCC and any issuer caveats before assuming the bonus will post.
How can I maximize rewards at Onefinestay?
To maximize rewards at Onefinestay:
- Use Chase Chase Sapphire Reserve for 4x points on all transactions
- Be mindful of the monthly cap:
- Consider pairing with Citi Citi Double Cash for additional categories
- Track your spending to stay within bonus category limits