Disney Plus ↗ MCC Code & Credit Card Rewards
Maximize your rewards with the best credit cards for Disney Plus
MCC Code
4899
Cable and Other Pay Television Services
Eligible Cards
10
Cards earn rewards
Top Rate
3% cashback
No cap
Quick Answer
The best credit card for Disney Plus is Capital One Capital One Savor, earning 3% cashback
With no cap, this card is ideal for online spending at Disney Plus. Alternative options include Chase Chase Sapphire Preferred.
Best Credit Cards for Disney Plus
Capital One Capital One Savor
Popular streaming services
3% cashback
Chase Chase Sapphire Preferred
Selected streaming and online grocery
3x points
U.S. Bank U.S. Bank Altitude Go
Qualifying grocery, gas/EV charging, and streaming
2x points
Special Conditions
merchant not identified (exclusion check)
Citi Citi Double Cash
All purchases (1% when buying + 1% when paying)
Capital One Capital One Venture X
All other purchases
American Express Blue Cash Everyday
Other purchases
Chase Chase Freedom Flex
Other purchases
American Express Amex Gold
Other purchases
Chase Chase Sapphire Reserve
Other purchases
American Express Amex Platinum
Other purchases
Reward Calculator
Estimated Monthly Rewards
Frequently Asked Questions
What is the MCC code for Disney Plus?
Disney Plus uses MCC code 4899, which stands for “Cable and Other Pay Television Services”. This code determines which credit cards earn rewards at this merchant. Banks use MCC codes to categorize transactions and apply bonus rewards accordingly.
What credit cards work at Disney Plus?
The best credit cards for Disney Plus include:
- Capital One Capital One Savor- 3% cashback ()
- Chase Chase Sapphire Preferred- 3x points ()
- Citi Citi Double Cash- ()
Is Disney Plus classified as online or offline spending?
Disney Plus is classified as online spending. This affects card eligibility - some cards only earn rewards on online transactions. For example, some cards only bonus online purchases, while others only bonus in-person purchases or portal bookings. Always check the merchant's MCC and any issuer caveats before assuming the bonus will post.
How can I maximize rewards at Disney Plus?
To maximize rewards at Disney Plus:
- Use Capital One Capital One Savor for 3% cashback on all transactions
- Be mindful of the monthly cap:
- Consider pairing with Chase Chase Sapphire Preferred for additional categories
- Track your spending to stay within bonus category limits