MCC 5947 — Gift, Card, Novelty, and Souvenir Shops
Complete guide to MCC 5947 (Gift, Card, Novelty, and Souvenir Shops). Find out which credit cards earn the best rewards in this category.
MCC 5947 at a Glance
Best Credit Cards for MCC 5947
Earns 2x on everything, 5x on travel via Capital One Travel portal. $395 annual fee.
Earns 2% on everything (1% purchase + 1% payment). No annual fee.
Cap: $6,000 per year in each category, then 1%
Earns 3% at US supermarkets, US gas stations, and US online retail (select merchants). $0 annual fee first year, then $95.
What is MCC 5947?
MCC 5947 stands for “Gift, Card, Novelty, and Souvenir Shops.” Merchant Category Codes (MCC) are 4-digit numbers used by credit card networks to classify businesses by the type of goods or services they provide. When you make a purchase, the merchant's MCC code determines which credit card rewards you earn.
Understanding MCC codes helps you choose the right credit card for each purchase. By matching your spending categories with cards that offer bonus rewards for those MCC codes, you can maximize your credit card rewards significantly.
How to Use This Information
- Check which of your cards earn bonus rewards at merchants with MCC 5947
- Use our MCC checker to look up specific merchants
- Compare card rewards rates to pick the best card for this spending category
🔍 Look Up Any Merchant's MCC Code
Search our database of merchants to find their MCC codes and see which cards earn the best rewards.