MCC Code 4111

MCC 4111Local/Suburban Commuter Passenger Transportation

Complete guide to MCC 4111 (Local/Suburban Commuter Passenger Transportation). Find out which credit cards earn the best rewards in this category.

MCC 4111 at a Glance

MCC Code
4111
Category
Local/Suburban Commuter Passenger Transportation
Best Card
Chase Sapphire Reserve

Best Credit Cards for MCC 4111

Earns 3x on travel and dining. $550 annual fee.

Earns 2x on everything, 5x on travel via Capital One Travel portal. $395 annual fee.

#3Citi Double Cash
2% Cash Back (2 MPD equiv.)
Apply Now

Earns 2% on everything (1% purchase + 1% payment). No annual fee.

What is MCC 4111?

MCC 4111 stands for “Local/Suburban Commuter Passenger Transportation.” Merchant Category Codes (MCC) are 4-digit numbers used by credit card networks to classify businesses by the type of goods or services they provide. When you make a purchase, the merchant's MCC code determines which credit card rewards you earn.

Understanding MCC codes helps you choose the right credit card for each purchase. By matching your spending categories with cards that offer bonus rewards for those MCC codes, you can maximize your credit card rewards significantly.

How to Use This Information

  • Check which of your cards earn bonus rewards at merchants with MCC 4111
  • Use our MCC checker to look up specific merchants
  • Compare card rewards rates to pick the best card for this spending category

🔍 Look Up Any Merchant's MCC Code

Search our database of merchants to find their MCC codes and see which cards earn the best rewards.