Card Comparison
Chase Sapphire Reserve vs Capital One Venture X
Detailed comparison of rewards, fees, and benefits. Find out which card is better for your spending.
Rewards Comparison
| Category | Chase Sapphire Reserve | Capital One Venture X | Winner |
|---|---|---|---|
| Travel | 3x points | 2x miles per $1 | Reserve |
| Dining | 3x points | 2x miles per $1 | Reserve |
| All purchases | 1x point per $1 | 2x miles | X |
| Travel (via Capital One Travel) | 1x point per $1 | 5x miles | X |
| Hotels & rental cars (via Capital One Travel) | 1x point per $1 | 10x miles | X |
| All other purchases | 1x point per $1 | 2x miles per $1 | — |
Chase Sapphire Reserve Benefits
- $300 annual travel credit
- Priority Pass Select lounge access
- Trip delay/cancellation insurance
- Points transfer to 14 airline/hotel partners at 1:1
- No foreign transaction fees
- Global Entry/TSA PreCheck credit
Capital One Venture X Benefits
- $300 annual travel credit
- Priority Pass lounge access (unlimited)
- 10x on hotels and rental cars via Capital One Travel
- Miles transfer to 15+ airline partners
- No foreign transaction fees
- Capital One and Plaza Premium lounge access
The Verdict
Choose Chase Sapphire Reserve if:
Travel and dining maximizers who want premium perks and flexible point transfers
Choose Capital One Venture X if:
Simplicity seekers who want consistent 2x earnings on everything with no category tracking
🔍 Find the Best Card for Any Merchant
Use CheckMCC to look up any merchant's MCC code and see which of these cards earns the most rewards.