Card Comparison
Chase Sapphire Reserve vs Amex Platinum
Detailed comparison of rewards, fees, and benefits. Find out which card is better for your spending.
Rewards Comparison
| Category | Chase Sapphire Reserve | Amex Platinum | Winner |
|---|---|---|---|
| Travel | 3x points | 1x point per $1 | Reserve |
| Dining | 3x points | 1x point per $1 | Reserve |
| Flights (direct booking) | 1x point per $1 | 5x points | Platinum |
| Hotels (via Amex Travel) | 1x point per $1 | 5x points | Platinum |
| All other purchases | 1x point per $1 | 1x point per $1 | — |
Chase Sapphire Reserve Benefits
- $300 annual travel credit
- Priority Pass Select lounge access
- Trip delay/cancellation insurance
- Points transfer to 14 airline/hotel partners at 1:1
- No foreign transaction fees
- Global Entry/TSA PreCheck credit
Amex Platinum Benefits
- Centurion Lounge access
- Priority Pass Select
- $200 airline fee credit
- $200 Uber cash ($15/mo + $20 Dec bonus)
- $100 Saks Fifth Avenue credit
- Hotel elite status (Gold with Hilton, Marriott Bonvoy Gold)
- No foreign transaction fees
The Verdict
Choose Chase Sapphire Reserve if:
Travel and dining maximizers who want premium perks and flexible point transfers
Choose Amex Platinum if:
Frequent flyers who value premium airport lounge access and luxury travel perks
🔍 Find the Best Card for Any Merchant
Use CheckMCC to look up any merchant's MCC code and see which of these cards earns the most rewards.