Card Comparison

Blue Cash Everyday (Amex) vs Amex Gold

Detailed comparison of rewards, fees, and benefits. Find out which card is better for your spending.

Blue Cash Everyday (Amex)

American Express
$0/yr

Amex Gold

American Express
$325/yr

Rewards Comparison

CategoryBlue Cash Everyday (Amex)Amex GoldWinner
Groceries (US supermarkets, up to $6K/yr)3% cash back1x point per $1(Amex)
Gas stations3% cash back (up to $6K/yr)1x point per $1(Amex)
Online retail3% cash back (up to $6K/yr)1x point per $1(Amex)
Restaurants1% cash back4x pointsGold
Groceries (US supermarkets)1% cash back4x points (up to $25K/yr)Gold
All other purchases1% cash back1x point per $1

Blue Cash Everyday (Amex) Benefits

  • No annual fee
  • 3% at US supermarkets (up to $6K/year)
  • 3% at gas stations (up to $6K/year)
  • 3% on online retail purchases (up to $6K/year)
  • $84 Disney+ bundle credit
  • Car rental loss and damage insurance

Amex Gold Benefits

  • 4x on dining worldwide
  • 4x on groceries (up to $25K/year)
  • Up to $120 dining credit annually ($10/mo)
  • Up to $120 Uber cash annually ($10/mo)
  • Points transfer to airline/hotel partners
  • No foreign transaction fees

The Verdict

Choose Blue Cash Everyday (Amex) if:

Families who want no annual fee and solid cash back on everyday essentials like groceries and gas

Choose Amex Gold if:

Foodies and grocery shoppers who want the highest earn rate on food purchases

🔍 Find the Best Card for Any Merchant

Use CheckMCC to look up any merchant's MCC code and see which of these cards earns the most rewards.