Youtube ↗ Credit Card Rewards
Maximize your rewards with the best credit cards for Youtube
MCC Code
5968
Direct Marketing - Continuity/Subscription Merchant
Eligible Cards
2
Cards earn rewards
Top Rate
2x Miles (2 MPD)
No cap
Quick Answer
The best credit card for Youtube is Capital One Venture X, earning 2x Miles (2 MPD)
With no cap, this card is ideal for online spending at Youtube. Alternative options include Citi Double Cash.
Best Credit Cards for Youtube
Capital One Venture X
No restrictions
2x Miles (2 MPD)
No cap
Special Conditions
Earns 2x on everything, 5x on travel via Capital One Travel portal. $395 annual fee.
Citi Double Cash
No restrictions
2% Cash Back (2 MPD equiv.)
No cap
Special Conditions
Earns 2% on everything (1% purchase + 1% payment). No annual fee.
Reward Calculator
Estimated Monthly Rewards
Frequently Asked Questions
What is the MCC code for Youtube?
Youtube uses MCC code 5968, which stands for “Direct Marketing - Continuity/Subscription Merchant”. This code determines which credit cards earn rewards at this merchant. Banks use MCC codes to categorize transactions and apply bonus rewards accordingly.
What credit cards work at Youtube?
The best credit cards for Youtube include:
- Capital One Venture X- 2x Miles (2 MPD) (no cap)
- Citi Double Cash- 2% Cash Back (2 MPD equiv.) (no cap)
Is Youtube classified as online or offline spending?
Youtube is classified as online spending. This affects card eligibility - some cards only earn rewards on online transactions. For example, cards like Citibank Rewards MasterCard only earn bonus rewards on online spend, while UOB Visa Signature only works for offline (contactless or foreign currency) transactions.
How can I maximize rewards at Youtube?
To maximize rewards at Youtube:
- Use Capital One Venture X for 2x Miles (2 MPD) on all transactions
- Be mindful of the monthly cap: no cap
- Consider pairing with Citi Double Cash for additional categories
- Track your spending to stay within bonus category limits