United Overseas Bank Ltd Credit Card Rewards
Maximize your rewards with the best credit cards for United Overseas Bank Ltd
MCC Code
6012
Financial Institutions - Merchandise and Services
Eligible Cards
2
Cards earn rewards
Top Rate
2x Miles (2 MPD)
No cap
Quick Answer
The best credit card for United Overseas Bank Ltd is Capital One Venture X, earning 2x Miles (2 MPD)
With no cap, this card is ideal for offline spending at United Overseas Bank Ltd. Alternative options include Citi Double Cash.
Best Credit Cards for United Overseas Bank Ltd
Capital One Venture X
No restrictions
2x Miles (2 MPD)
No cap
Special Conditions
Earns 2x on everything, 5x on travel via Capital One Travel portal. $395 annual fee.
Citi Double Cash
No restrictions
2% Cash Back (2 MPD equiv.)
No cap
Special Conditions
Earns 2% on everything (1% purchase + 1% payment). No annual fee.
Reward Calculator
Estimated Monthly Rewards
Frequently Asked Questions
What is the MCC code for United Overseas Bank Ltd?
United Overseas Bank Ltd uses MCC code 6012, which stands for “Financial Institutions - Merchandise and Services”. This code determines which credit cards earn rewards at this merchant. Banks use MCC codes to categorize transactions and apply bonus rewards accordingly.
What credit cards work at United Overseas Bank Ltd?
The best credit cards for United Overseas Bank Ltd include:
- Capital One Venture X- 2x Miles (2 MPD) (no cap)
- Citi Double Cash- 2% Cash Back (2 MPD equiv.) (no cap)
Is United Overseas Bank Ltd classified as online or offline spending?
United Overseas Bank Ltd is classified as offline spending. This affects card eligibility - some cards only earn rewards on offline transactions. For example, cards like Citibank Rewards MasterCard only earn bonus rewards on online spend, while UOB Visa Signature only works for offline (contactless or foreign currency) transactions.
How can I maximize rewards at United Overseas Bank Ltd?
To maximize rewards at United Overseas Bank Ltd:
- Use Capital One Venture X for 2x Miles (2 MPD) on all transactions
- Be mindful of the monthly cap: no cap
- Consider pairing with Citi Double Cash for additional categories
- Track your spending to stay within bonus category limits