Hilton International Credit Card Rewards
Maximize your rewards with the best credit cards for Hilton International
MCC Code
3535
Hotels, Motels, Resorts
Eligible Cards
4
Cards earn rewards
Top Rate
3x Points (3 MPD)
No cap
Quick Answer
The best credit card for Hilton International is Chase Sapphire Reserve, earning 3x Points (3 MPD)
With no cap, this card is ideal for offline spending at Hilton International. Alternative options include Amex Platinum.
Best Credit Cards for Hilton International
Amex Platinum
Included in whitelist
5x Points (5 MPD)
No cap
Special Conditions
Earns 5x on flights (direct booking) and hotels via Amex Travel. $695 annual fee.
Chase Sapphire Reserve
Included in whitelist
3x Points (3 MPD)
No cap
Special Conditions
Earns 3x on travel and dining. $550 annual fee.
Capital One Venture X
No restrictions
2x Miles (2 MPD)
No cap
Special Conditions
Earns 2x on everything, 5x on travel via Capital One Travel portal. $395 annual fee.
Citi Double Cash
No restrictions
2% Cash Back (2 MPD equiv.)
No cap
Special Conditions
Earns 2% on everything (1% purchase + 1% payment). No annual fee.
Reward Calculator
Estimated Monthly Rewards
Frequently Asked Questions
What is the MCC code for Hilton International?
Hilton International uses MCC code 3535, which stands for “Hotels, Motels, Resorts”. This code determines which credit cards earn rewards at this merchant. Banks use MCC codes to categorize transactions and apply bonus rewards accordingly.
What credit cards work at Hilton International?
The best credit cards for Hilton International include:
- Chase Sapphire Reserve- 3x Points (3 MPD) (no cap)
- Amex Platinum- 5x Points (5 MPD) (no cap)
- Capital One Venture X- 2x Miles (2 MPD) (no cap)
Is Hilton International classified as online or offline spending?
Hilton International is classified as offline spending. This affects card eligibility - some cards only earn rewards on offline transactions. For example, cards like Citibank Rewards MasterCard only earn bonus rewards on online spend, while UOB Visa Signature only works for offline (contactless or foreign currency) transactions.
How can I maximize rewards at Hilton International?
To maximize rewards at Hilton International:
- Use Chase Sapphire Reserve for 3x Points (3 MPD) on all transactions
- Be mindful of the monthly cap: no cap
- Consider pairing with Amex Platinum for additional categories
- Track your spending to stay within bonus category limits