Health Credit Card Rewards

Maximize your rewards with the best credit cards for Health

offline

MCC Code

5815

Unknown MCC

Eligible Cards

2

Cards earn rewards

Top Rate

2x Miles (2 MPD)

No cap

Quick Answer

The best credit card for Health is Capital One Venture X, earning 2x Miles (2 MPD)

With no cap, this card is ideal for offline spending at Health. Alternative options include Citi Double Cash.

Best Credit Cards for Health

TOP PICK

Capital One Venture X

No restrictions

2x Miles (2 MPD)

No cap

Special Conditions

Earns 2x on everything, 5x on travel via Capital One Travel portal. $395 annual fee.

11000 miles/month
View MCC Details →

Citi Double Cash

No restrictions

2% Cash Back (2 MPD equiv.)

No cap

Special Conditions

Earns 2% on everything (1% purchase + 1% payment). No annual fee.

11000 miles/month
View MCC Details →

Reward Calculator

$500

Estimated Monthly Rewards

CAPITAL_ONE_VENTURE_X11000 miles
CITI_DOUBLE_CASH11000 miles

Frequently Asked Questions

What is the MCC code for Health?

Health uses MCC code 5815, which stands for “Unknown MCC”. This code determines which credit cards earn rewards at this merchant. Banks use MCC codes to categorize transactions and apply bonus rewards accordingly.

What credit cards work at Health?

The best credit cards for Health include:

  • Capital One Venture X- 2x Miles (2 MPD) (no cap)
  • Citi Double Cash- 2% Cash Back (2 MPD equiv.) (no cap)

Is Health classified as online or offline spending?

Health is classified as offline spending. This affects card eligibility - some cards only earn rewards on offline transactions. For example, cards like Citibank Rewards MasterCard only earn bonus rewards on online spend, while UOB Visa Signature only works for offline (contactless or foreign currency) transactions.

How can I maximize rewards at Health?

To maximize rewards at Health:

  1. Use Capital One Venture X for 2x Miles (2 MPD) on all transactions
  2. Be mindful of the monthly cap: no cap
  3. Consider pairing with Citi Double Cash for additional categories
  4. Track your spending to stay within bonus category limits