Chase
Chase Sapphire Preferred Review
The Chase Sapphire Preferred earns 5x on travel and 3x on dining, online groceries, and streaming. At $95/year, it offers excellent value with premium travel protections and point transfer options.
Annual Fee: $95Points
Key Stats
Annual Fee
$95
Reward Type
Points
Base Rate
1x point per $1
Rewards Breakdown
Travel
MCC codes: 3000, 3001, 3501, 3502, 3503...
5x points
Dining
MCC codes: 5812, 5813, 5814
3x points
Online groceries
MCC codes: 5411
3x points
Streaming services
MCC codes: 4899, 4813
3x points
All other purchases1x point per $1
Key Benefits
- $50 annual hotel credit via Chase Travel
- 5x on travel booked through Chase Travel
- 3x on dining, online groceries, and streaming
- Points transfer to 14 airline/hotel partners
- Trip cancellation/interruption insurance
- No foreign transaction fees
Who Is This Card Best For?
Travel beginners who want strong rewards and travel protections at a reasonable annual fee
🔍 Check Which Merchants Earn Bonus Rewards
Use CheckMCC to look up any merchant's MCC code and see if your Chase Sapphire Preferred earns bonus rewards there.